Hey everyone, just wanted to get an idea of what everyone is experiencing with regards to insurance these days. Who is you carrier and how much do you pay for your Audi? Have you had any claims? If so, were you satisfied with how it was handled? I have Indiana Farmers Insurance and pay $2190.00 annually for my 2000 A4 and a 2001 Pontiac Montana. Both vehicles have full coverage with a 3 million dollar umbrella policy. IMO insurance has become an increasing racquet in recent years. It seems the premiums keep going up, but what they are willing to pay on has decreased significantly.

 

Im under my dads million dollar umbrela. What do you have that needs 3 mil doose?

 

It's a requirement for my job. It was either that or 500,000 / 500,000 liability. Indiana Farmers won't just cover one vehicle like that, you have to have that coverage on both. The 3 mill umbrella is actually cheaper than 500,000 / 500,000. They (my company) requires we carry that coverage, but of course, they don't pay squat for it.

 

lol that sucks in boston I had full coverage costing me about $4K a year...
Now in Iowa the same coverage is $1200 a year..BTW Iowa has the lowest ins. premiums in america if im not mistaken

 

Whats this umbrella thing? Never heard of that before

Im paying about 100/mo my wifes car is also on the policy making it a little cheaper. I just do the bare min. for full coverage. Being in a no fault state I have found the only thing insurance is good for is getting the tags for the car, and making the police happy should they happen to pull you over for something.

 

i live in the boston area and pay $2000 a year for full coverage. was going to pick up a 2nd car a 92 saturn sl2 (free) but got quoted $950 a year for that car and that is with bare min to get it on the road. insurance sucks... that car isin't even worh anything mabe 20 bucks oh and ya it has over 200,000 on it

 

I pay 800 a year for full coverage with a 250 deductable in Ohio.

 

lol hows you drivin record jest? mine sucks[:'(]

 

23 years old and I pay $1300 a year in WI. 300,000 / 300,000 full coverage and I've got a completely clean record. Insurance completely sucks ***. But, if you really hate payin insurance..get a Corolla..I think my insurance with that car was something like $300 a year (that's like the coins I find in my couch!).

-T

 

Allstate, 37 years old, clean record, full coverage, 250 deduct, 900 a year.