grrr.... overdrafting blows
#1
grrr.... overdrafting blows
two days before I usually balance my checking account, I go to the bank to deposit a couple checks and lo and behold, my balance is only $120 after depositing $314. Turns out I overdrafted my account by $118 plus $76 in fees. I'm so pissed too, because I could have sworn I had $400 or so in there... now I have to check and see if I got double charged for anything, or if any deposits never made it in.
I've got overdraft protection now, but I'm still pissed.
I've got overdraft protection now, but I'm still pissed.
#2
RE: grrr.... overdrafting blows
i feel your pain... up until the 22nd of may i had 1,150 in my checking accnt, then a 1,300 check (that was written a month earlier) was cashed, sending me into -150. then all the little debit charges i made to subway, the atm, and liquor store (i'm a college student) from the past month hit the 24th. each $8 debit i had ended up coming with a $31 overdraft charge, 20 overdrafts later (of mostly $10 of less), cost me $600, by the time i caught onto this i was at -$750 [:@]
#6
RE: grrr.... overdrafting blows
Yep, the charges are all legitimate too. It's hard to imagine how $20 here and here adds up (not to mention $330 for my shotgun). I have $120... I need to come up with $748 by the end of the month. As it stands, I can get $400 working. My parents owe me $75 for car stuff, and my friend owes me $60, but I doubt I'll ever be able to collect on that. Thats why I hate loaning money to friends.
I need $153 to make my deadline... I think I can manage to borrow that from a friend or pawn my watch (ouch)
I need $153 to make my deadline... I think I can manage to borrow that from a friend or pawn my watch (ouch)
#7
RE: grrr.... overdrafting blows
Now that I'm adding it all up, I should be able to make my $748 payment. By the end of the month, my buddy will most likely have gotten off his *** and gotten me working demolition which will pay me $80 per day, cash. Two weeks of that full time and I would be able to pull $800 out of my ***. I also didn't take into account the cash in my pockets and the change in my coin jar, so I could muster up enough to hustle some poker games.
I'm mostly pissed that this means no more tobacco. I've got almost a whole pack of smokes, but I have about a week's worth of chew.
I'm mostly pissed that this means no more tobacco. I've got almost a whole pack of smokes, but I have about a week's worth of chew.