I only mentioned "good faith" deposits because banks do dothem. The bank I worked for was a large nation-wide bank and we did them all the time even on larger amounts. i would do a wire or have the buyer get a cashiers check directly form their bank rather than the personal check they gave you, again neither one can be issued without the full amount available in their account.

 

i wasn't knocking you....... i was just saying to be safe, if you wanna deposit the check you have, tell the chic she has to wait till it is all said and done

 

i'm always the banker in monopoly. we don't accept checks....just cash.

 

I know. sorry, I sound like an ahole sometimes.

I would make the deposit and keep tabs on the status with your bank since Citi is lame and won't verify it for you. Definitely don't let that car go until the check has been paid by the buyers bank. How are they gonna get it to Jersey? Put it on truck? Fly out and drive back?

 

Kelly's policy notwithstanding...

I say its' looking less and less likely that this is legitimate. If it were a "guaranteed" negotiable instrument, as teh buyer suggests, there'd be no question. As it stands:
[ol][*]a business check, certified or not, for a personal purchase... suspect.[*]buyer intimates that funds are "certified," but they are not... suspect.[*]Bank won't acknowledge if funds exist or not, which leaves you without a way to verify funds prior to releasing the car... problematic, or time-consuming to wait for said negotiable instrument to clear, completely.[/ol]
Question, is teh buyer being pushy about releasing teh vehicle? If so, I say send her the check back and call off the deal. Too many iffy tyhings. If the buyers' being cool, then she should have no problem with waiting until teh funds "clear" and are deposited in your account. Send her teh car once the funds clear.

 

exactly. and the fact that Citi Banks told you they can't verify the funds also makes it sound fishy. someone could have intentionally chosen that bank because they knew that fact. You did mention tho that they wouldn't verify personal checks but you said it was a certified business check...anyways, it being a "nice" woman who seems legit, would just make me suspect her more. women are devious. ask her if she's a redhead, if she says yes, just hang up the phone, walk away from the deal, and count yourself lucky you still have your ***** [8D] seriously. dont ever trust a redhead

 

HAHAHAHA

 

I hadda laugh at that one, TOO!!!

 

I'm g-tech's wife. I've been in banking for almost 8 years. When I started reading your question, I knew itsounded like a scam. We have been getting a lot of fraud checks lately and scams. Like the Canadian/Australian lotteries. Where theysay you won a lottery but need to just send them the taxes and now you're out that money. If it sounds too good to be true then it definetly is. My advise...Don't do it. Good Luck.

 

hoped mywife helped you out