Three years ago I purchased a TT (05) with 3.05% financing for 3 years. Now Audi is offering 1. pay the "final" pmt, 2. finance the "final" pmt., or 3. sell and return the vehicle to them instead of paying the final pmt.

I am keeping the car but they are offering me 5.24% for 60 mths. I know the balloon contract enabled me to keep low pmts for the first 3 years but the new percentage is aggravating me. I called my Audi dealer and they would not attempt to help me to finance a "pre-owned" car as he called it. If it was leased that would be different because I wouldn't be the owner....Do I have any other choices other than to put down a few thousand to keep the pmts lower????

Thanks for you answers, GC

 

go find a credit union they always have good deals on financing.