nothing on the insurance yet.. i hope i dont end up losing money on the deal. or else i would have to come up with another down payment.. im kinda going both ways now.. a)fix my car and ill be happy but i also lose out on my deductable of 1000 buks, or b) total the car pay it off, and hopefully they give me some down payment money and shop for a s4 :0) but yea.. nothing from the insurance and i have some cheap full coverage insurance too.. so i dont know how shady they will be..